Services
Real Estate Asset Consulting
- Client advisory, information gathering, and preliminary studies –
- Representing property holders, owners, or investors –
- With professionalism and expertise, delivered timely and eAectively –
- On a personal basis and, if needed, in a partnership capacity
Real Estate Asset Valuation
- Timely and impartial, always aligned with the client’s best interest
- Reliable and well-founded market value of real estate assets
- For purchase and sale, financing and investment, accounting, and taxation purposes
- Ensures clients neither overpay nor misprice their assets based on the valuation
- Valuation and calculations are based on personal expertise and oAicial valuation guidelines
- AKA valuation or KHK valuation conducted according to the Fund Act or other applicable reasons
Urban and Rural Area Development
- Valuable and expert services aligned with the client’s objectives
- Land use assessment and acquisition through purchase or lease
- Area development via zoning or master planning
- Environmental synergy connections
Property and Usage Development
- Comparison of opportunities and scenario planning
- Productivity calculation, analysis, and optimization
- General authority liaison and project costing
- Neighborhood synergy connections
- Project coordination
Property or Property Unit Development
- Technical and financial compliance with regulations and guidelines –
- Profitability calculation, analysis, and optimization –
- Permit authority liaison and cost estimation –
- User and usage synergy connections –
- Project coordination
Financial Metrics of Real Estate
- he relationship between business operations and property –
- Benefits of ownership and leasing –
- Contracts, financing, and transactions –
- Business development
Property Usage Parameters
- Current state and deviations from the average
- Review of maintenance agreements
- Remote control and management of the property
- Usability potential assessment
Sustainability in Property and Usage
- Energy, emissions, and circular economy
- Diversity and equality
- Certifications and other classifications
- Contract contents and operational practices
The Future of Property and Property Use
- Experimental ideas in the conceptual stage –
- Property data, technologies, and artificial intelligence –
- Property portfolio management –
- New and surprising strategies
I am a Certified Real Estate Appraiser (AKA, KHK) approved by the Finnish Chamber of Commerce’s
Real Estate Valuation Board.
I hold a general authorization, enabling me to conduct valuations of plots, residential properties,
commercial and other premises, as well as special properties. An AKA appraisal is commissioned
when an impartial and expert valuation is required, for example, in complex real estate transactions,
collateral valuations, financial statements, leases, inheritance divisions, or dispute situations.
As an AKA appraiser, I determine the property’s value based on the assignment and inspection, and
prepare a written appraisal report. For this report, I thoroughly examine factors aAecting the property’s
value such as zoning, intended use, recent comparable sales in the area, new construction costs, and
investor yield requirements.
An AKA appraiser must have appropriate education and several years of professional experience in
valuation tasks. Qualification is demonstrated by passing the demanding AKA exam. The appraiser
commits to following the rules, guidelines, and regulations set by the Real Estate Valuation Board,
adhering to good appraisal practices and international valuation standards. The certification
guarantees the appraiser’s professionalism and the quality of the appraisal report.
The KHK real estate appraiser approved by the Chamber of Commerce operates under Finnish law. The
Real Estate Fund Act, Securities Markets Act, Investment Funds Act, and the Act on Mortgage Credit
Bank Operations specify the situations where a KHK appraiser must be used or where alternative
procedures must be justified.
The Chamber of Commerce’s Real Estate Valuation Board is responsible for the authorization and
supervision of AKA/KHK appraisers. The nature, complexity, and scope of the appraisal assignment
influence the valuation process.